Business Checking Accounts

At Altabank, we know that small businesses can be complex, but that doesn’t mean your checking account has to be.

Compare Our BizSmart™ Accounts

Our suite of business checking accounts has been designed with companies like yours in mind. We offer simple online banking and low fees for small businesses, powerful cash management for larger companies, and high-interest checking accounts for generating interest. Compare our BizSmart™ accounts below.

Recommended if you are... An owner of a small business and need a simple checking account to run your business. An owner of a mid-sized to large business with high transaction volumes and cash-management needs. A business owner who wants an interest-bearing account.
Minimum to open $100 $100 $3,000
No below-minimum- balance fee if you maintain a daily balance of N/A $500 $3,000 (or average monthly balance of $6,000)
Monthly below-minimum balance fee N/A $7 $15
Over-item charge .10 per item (201–300 items) Over 300 converts to analyzed Over 300 converts to analyzed .10 per item (201–300 items) Over 300 converts to analyzed
Extra benefits Reduced fees for remote deposit service First six months: Only $1 per month for ExpressDeposit™ scanner* After six months, may receive preferred pricing on a small business line of credit; Discount on initial check order Higher balances earn a higher interest rate.

*After first six months, $25 monthly fee for one account associated with the ExpressDeposit remote deposit service will apply

† Discount equivalent to the cost of one box of Altabank-logoed single-copy checks

‡ Additional fees apply to analyzed accounts. Earn credit on account balances to offset fees.

Account Highlights

Easy-to-use online banking portal

24/7 account support

Fraud prevention services

Low ATM withdrawal fees

Business Checking FAQs

What do I need to open a business checking account?

To open a new business checking account, you will need:

  • Proof of business ownership and tax ID number. Specific requirements may vary based on your type of business, so call your local branch ahead of time if you have questions.
  • Personal Identification, such as a driver’s license.
  • Cash or check for the account’s minimum to open.

How do I open a business checking account?

Bring the proper documentation to any Altabank branch and a team member will help you set up a new business checking account. Pair your new checking account with a Business Savings Account from Altabank to make the most of your balance.


How do I choose the right business checking account?

Use the comparison table above for information on each of Altabank’s business checking accounts, or an Altabank team member can help you make an informed decision over the phone or in person. And don’t worry, we can help you switch your account to a different type of BizSmart checking account as your business needs change.

Other Business Services




Collect money on-site, online or remotely with Altabank’s receivables solutions that allow for fast processing and reduced administrative overhead.





Send money or spend money in the most efficient way possible with ACH, wires, online bill pay and Visa® cards.




Information & Cash Flow Management

Maintain liquidity and mitigate risk with insightful data and powerful automated tools.