Consumer Loans

Whether you’re dreaming of hitting the open road or boating the local waters, we can help turn dreams into reality at Altabank, where well qualified applicants often receive their funds on the same day they apply.

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When it’s time for a new car, truck or SUV, visit Altabank first to get preapproved. Knowing how much you can afford will give you a leg up at the dealership and expedite our already-fast loan approval process; well-qualified applicants often receive their funds on the same day they apply. Our auto loans are available for new and used vehicles with attractive terms up to 100% of the N.A.D.A. Guide® or Kelley Blue Book® trade-in value.* You can also refinance your current auto loan to lower your existing payment and rate while you continue paying off the loan.

Whether you’re dreaming of hitting the open road or boating the local waters, we can help turn those dreams into reality. We offer RV and boat loans up to 100% of the N.A.D.A. Guide® or Kelley Blue Book® trade-in value.* Well qualified applicants often receive their funds on the same day they apply so you can get to where you’re going.

An unsecured loan is a type of short-term unsecured personal loan that doesn’t require physical collateral. These loans have fast approval turnaround times and involve less paperwork than traditional collateralized loans. Altabank’s signature loans can be used for many purposes, including debt consolidation, major purchases, home repairs, emergency expenses and more.*

Overdraft Protection covers shortages in your checking account. This helps you avoid overdraft and returned-check charges, along with embarrassing situations.  The loan amount can be a minimum of $500 to a maximum of $5000, and carries a simple interest rate of 18%.  Minimum payment is the greater of $25 or 5% of the outstanding balance.   Fees are waived on Military Lending Act transactions to covered borrowers.