smsGuardian™ is a text alert service that will alert you to transactions being conducted using
your Altabank Visa® debit card via alerts to your mobile phone*.

Here's how the system works. Once enrolled, you will receive a text message each time your debit card is used for:

International or out-of-state debit card transactions

Purchase authorizations greater than $200.00

Five or more transactions within a 24-hour period

Card purchases where the card is not present

  • Many types of irregular transaction behavior

If you receive a text message from smsGuardian™ about a transaction you did not make, reply to the text message immediately, as directed, to block your card. In addition to replying to the text message you must also contact the Bank in order to dispute the transaction and order a new card.