Visa® Business Credit Card Benefits
Our Business Rewards credit card comes with auto rental, roadside service, travel accident insurance, and purchase security benefits. For full details, you can review the Business Rewards Visa® Benefit Guide.
| Benefits | Business Rewards 1 of 1 Rewards |
|---|---|
| Auto Rental Collision Damage Waiver | yes |
| Roadside Dispatch® | yes |
| Travel and Emergency Assistance Services | yes |
| Purchase Security | yes |
| Extended Warranty | yes |
Visa® Business Rewards Credit Card Interest Rates & Charges
| Interest Rates & Interest Charges | Business Rewards (1-to-1 Rewards) |
|---|---|
| Interest Rate for Purchases and Balance Transfers | 15.25% This rate will vary with the market based on the Prime Ratea. We add 12.00% to the Prime Rate to determine the Purchase and Balance Transfer interest rates. |
| Interest Rate for Cash Advances | 18.25% This rate will vary with the market based on the Prime Rate. We add 15.00% to the Prime Rate to determine the Cash Advance rate. |
| Penalty Interest Rate and When it Applies | n/a |
| Paying Interest | There is no grace period on balance transfers or cash advances. Your due date is at least 21 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. |
| Credit Card Fees | ||
|---|---|---|
| Annual Fee | None | |
| Set-Up Fee, Maintenance Fee | $8b | |
| Transaction Fees | Balance Transfer Fee | The greater of $5 or 3% of the amount transferred |
| Transaction Fees | Cash Advance Fee | The greater of $10 or 4% of the amount advanced |
| Transaction Fees | Foreign Currency Transaction Fee | 2% of each transaction will be charged in U.S. dollars. |
| Penalty Fees | Late Payment Fee | $35 |
| Penalty Fees | Over-the-Credit-Limit Fee | $35 |
| Penalty Fees | Returned Payment Fee | $25 |
| Other | Rushed Credit Card Fee | $70 per card |
| Other Fees | Expedited Payment Fee | $10 |
Business Credit Card / Creative Reserve Application
a Prime Rate: Variable rates are based on the 3.25% Prime Rate as of 03/16/2020.
b The fee will be imposed when, at your request, we perform special maintenance on your account.
Visa®, the name VISA, and Roadside Dispatch are registered trademarks of Visa.
Card Valet and uChoose Rewards are registered trademarks of Fiserv, Inc.