Business Credit Card Disclosure

Interest Rates & Interest Charges Business Rewards (1-to-1 Rewards)
Interest Rate for Purchases and Balance Transfers 17.00% This rate will vary with the market based on the Prime Rate. We add 12.00% to the Prime Rate to determine the Purchase and Balance Transfer interest rates.
Interest Rate for Cash Advances 20.00% This rate will vary with the market based on the Prime Rate. We add 15.00% to the Prime Rate to determine the Cash Advance rate.
Penalty Interest Rate and When it Applies N/A
Paying Interest There is no grace period on balance transfers or cash advances. Your due date is at least 21 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
Credit Card Fees
Annual Fee None
Set-Up Fee, Maintenance Fee $8
Transaction Fees Balance Transfer Fee The greater of $5 or 3% of the amount transferred
Transaction Fees Cash Advance Fee The greater of $10 or 4% of the amount advanced
Transaction Fees Foreign Currency Transaction Fee 2% of each transaction will be charged in U.S. dollars.
Penalty Fees Late Payment Fee $35
Penalty Fees Over-the-Credit-Limit Fee $35
Penalty Fees Returned Payment Fee $25
Other Fees Rushed Credit Card Fee $70 per card
Other Fees Expedited Payment Fee $10