In Utah’s competitive market, you need a local lender who’ll provide fast, responsive, and personalized service. Altabank’s loan experts make home financing easy with step by step guidance for selecting the mortgage loan that’s right for you.
Buying a home is as easy as 3-3-3
3 Benefits to buying a home
Buying a home can feel like a big step — but it’s a smart one.
1. A better investment
- A monthly mortgage payment in Utah is often comparable to or lower than monthly rent
- Rent is money you’ll never get back, but each mortgage payment is an investment in an asset with enormous potential for growth
- When property values in Utah rise, homeowners earn equity and the option to sell at a profit
- Paying rent is still paying a mortgage — your landlord’s, and they get the benefits
3. Personalized financial guidance
- Altabank provides custom solutions based on your individual needs
- Get expert financial guidance that’s specific to your questions, situation, and Utah’s unique market
- Altabank provides custom solutions based on your individual needs
- Get expert financial guidance that’s specific to your questions, situation, and Utah’s unique market
2. Predictability
- Most monthly mortgage payments are consistent — they don’t increase like leases
- No landlord — no unexpected disruptions, costs, moves, etc.
- No neighboring tenants — increased privacy, security, and less noise
- Dependable parking
3 Altabank Advantages
1. Community Based
- As a local, Utah lender we’re invested in helping our communities responsibly grow and thrive
- Rather than offering standard options, we review your unique situation to determine the mortgage loan that’s right for you
3. Personalized financial guidance
- Altabank provides custom solutions based on your individual needs
- Get expert financial guidance that’s specific to your questions, situation, and Utah’s unique market
2. Speed
- Our loan officers, processors, and underwriters are local, working together seamlessly to ensure deadlines are met or completed early
- Our team is accessible and responsive — we appreciate that your questions, calls, texts, and emails are important
- Our appraisers work only for our customers, helping ensure a quick and convenient closing